Cheap car insurance UK tips

• If you are over 50 then you can benefit from cheaper car insurance. Ask your insurance provider if you qualify for a discount.

• The lower your annual mileage, the cheaper your premiums will be.

• The best car you can have for insurance purposes is a low maintenance, low profile car. More powerful cars will come with higher insurance costs.

• You can lower your insurance costs by raising your voluntary level of excess. This will mean that you will have to shell out more in the event of a claim, but will save on your premiums.

• Named drivers on your policy will bump up your premiums - make sure you only include named drivers if it is absolutely necessary.

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